EasyOwe

Terms of use

These terms apply to your use of the EasyOwe app and service, provided by Bit Microsystems LLC (“we”). By using EasyOwe you agree to them.

Effective

About EasyOwe

In short

EasyOwe

  • EasyOwe is a record-keeping tool. It is not a bank, payment service or money transmitter, and never holds, sends or receives money.
  • You must be at least 13 and keep access to your email secure.
  • You own what you put into EasyOwe; only add people and information you have the right to share.
  • Balances and currency conversions are estimates: always check amounts before you pay anyone.
  • The service is provided “as is”, and our liability is limited.
  • You can delete your account at any time from Me → Delete account.
On this page8 sections
  1. What EasyOwe is
  2. Your account
  3. Your content
  4. Accuracy
  5. Availability
  6. Ending
  7. Changes
  8. Contact

01What EasyOwe is

EasyOwe is a record-keeping tool for tracking money between friends. It is not a bank, payment service, or money transmitter. EasyOwe never holds, sends or receives money. When you use “Pay” we only open another app or show details your friend chose to share; any payment happens entirely outside EasyOwe, between you and that service.

02Your account

  • You sign in with your email address and must keep access to it secure.
  • You must be at least 13 years old (or the minimum age in your country) to use EasyOwe.
  • You are responsible for what happens under your account.

03Your content

You own what you put into EasyOwe. You give us permission to store, process and display it only as needed to run the service, including showing shared entries to the friend they involve. Only add people and information you have the right to share, and do not use EasyOwe for anything unlawful, abusive, or to harass others.

04Accuracy

Balances are calculated from the entries you and your friends record. Currency conversions use published reference rates and are estimates. Always check amounts before you pay anyone. We are not responsible for disagreements between you and other users, or for payments made through other apps.

05Availability

We work to keep EasyOwe running and your data safe, but the service is provided “as is” without warranties of any kind. To the extent allowed by law, we are not liable for indirect or consequential losses, and our total liability is limited to the amount you paid us in the past 12 months (EasyOwe is currently free).

06Ending

You can stop using EasyOwe and delete your account at any time from Me → Delete account. We may suspend accounts that break these terms.

07Changes

We may update these terms. We will update the date above, and continued use after a change means you accept it.

08Contact

Email [email protected]. These terms sit alongside the privacy policy.

EasyOwe

More about this app

EasyOwe is an independent app from Bit Microsystems LLC. It is not affiliated with, sponsored by or endorsed by any bank or payment service; names such as Venmo, Cash App, PayPal, UPI, eSewa and Khalti belong to their owners and are used only to identify services the app can open. Apple, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc. Google, Android, Wear OS and Google Play are trademarks of Google LLC. All other names belong to their owners.

Questions

A question about these terms?

Email us and a person on our team will answer. Please mention EasyOwe so we know which app you mean.

+977 9705161530[email protected]New Baneshwor, Kathmandu · Wyoming, USA